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Retirement?tod

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  • kurjeg
    replied
    In fact, when I was about 55 years old, I thought that I would absolutely continue to work, because I didn't strongly complain about any fatigue. But when I retired, I realized that it isn't so easy to work in retirement, first of all psychologically. I wanted to spend time fishing, farming, and feeling that this is just the time when you can do everything what you didn't have time for in your youth. But then I realized that my hobbies are expensive and I decided to go back to work. I also hired pension advisers from https://www.hensoncrisp.com/, to make it easier for me to cope with everything and to properly allocate time and money.
    Last edited by kurjeg; 06-13-2021, 11:10 AM.

    Leave a comment:


  • jhjimbo
    replied
    Originally posted by PigHunter

    I understand what you're saying Jim. However, I'm at the top of my career and making great money. Having fun along the way is our lifestyle so there's really nothing major that I'm not doing with free time. It's intentional that we live in the suburbs on a 150x150 lot. I considered being a rural landowner like my two brothers but see how they're working their asses off in retirement just to maintain what they have. No thanks, that's not for me.

    I'd like to travel more and want a new 4x4. I want to supplement Social Security in retirement with enough to continue not worrying about bills. That all takes funding. Working until at least 67 allows much more freedom.
    You will never get ahead on SS. I just got a notice I got a $15.00 increase this year. Not going far on $15. You pay in big time and they throw you a few crumbs.

    Leave a comment:


  • jhjimbo
    replied
    Originally posted by PigHunter
    It was interesting enough for me to take another look at my latest Social Security statement. I've been working a multi-year plan to get this house ready to sell in a few years in order to downsize. But it was always an unscheduled event. Now I have a 5 year goal.
    IF you can swing it and have other interests, take the 62 and out. I did and have never regretted it. Been retired or semi retired since the '90's. Semi retired was a time I took a part time job at Home Depot. Now I have so much I do I run out of time to fit everything in.

    Leave a comment:


  • fitch270
    replied
    That’s twice now.....
    You do not have permission to view this gallery.
    This gallery has 1 photos.

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  • Amflyer
    replied
    Originally posted by fitch270 View Post

    ...felt like I was being a bit of a wuss afterwards but sometimes things happen for a reason.
    OF COURSE you were being a wuss, but you're our favorite wuss. Stay sassy.

    Leave a comment:


  • fitch270
    replied
    Originally posted by PigHunter
    My old friend from high school and college roommate called yesterday. He retired in December after turning 62. Now I'm seriously thinking 67 will be my time.
    Must have been an interesting conversation. I'd kinda regretted starting this post, felt like I was being a bit of a wuss afterwards but sometimes things happen for a reason.

    Leave a comment:


  • FirstBubba
    replied
    Originally posted by PigHunter
    My old friend from high school and college roommate called yesterday. He retired in December after turning 62. Now I'm seriously thinking 67 will be my time.
    I love you pighunter! LOL!
    Keep thinking mi amigo!

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  • FirstBubba
    replied
    Originally posted by fitch270 View Post
    The “keep on keeping on” approach is a given, one I expect to follow through with. Thing is I’m accustom to operating at a certain level and find myself coming up short of personal expectations. Not a huge thing in and of itself but it’s starting to affect my free time and that’s harder to accept. Just looking to strike a balance I suppose.
    I think I worked harder AFTER I retired than before! LOL!
    You'll be surprised at the "things" you wanted and wanted to do that now you have the time, you can do for yourself.

    Leave a comment:


  • fitch270
    replied
    The “keep on keeping on” approach is a given, one I expect to follow through with. Thing is I’m accustom to operating at a certain level and find myself coming up short of personal expectations. Not a huge thing in and of itself but it’s starting to affect my free time and that’s harder to accept. Just looking to strike a balance I suppose.

    Leave a comment:


  • FirstBubba
    replied
    I admire your work ethic and desire to be (more?) fiscally solvent, but pighunter...until you're 70?
    C'mon man! We don't know when the "whistle will blow"!
    Take your remaining time with the missus and enjoy life....and living...and hunting...and fishing...AND singing! LOL!

    I guess I'm more aware since I'm already 70. If I didn't have all the bone injuries, I probably wouldn't be so skeptical. They really put a crimp in my "style"! LOL!

    My maternal grandparents. My grampa died in 1932 of some unforeseen malady. A young man. My grandmother lived into her late 80's.
    My paternal grandparents. My grampa, a smoker and WWI vet died at 83. My grandmother turned 100 on January 1st and passed away in February.
    My dad died at 60, my mom at 98.

    I think about the story I heard about the guy who retired at 65.
    He immediately found another job and worked there until he retired with 20 years service.
    He found a third job and at 90+ years of age, was still working. He and his wife were both very active and alive at the airing of the show.
    The reporter asked their children if they thought their diet was a contributing factor in their longevity.
    They laughed and said, "I don't know, but there was a lot of soups and stews!" LOL!

    pighunter, it sounds as if you're doing just fine.
    You do what you think you need/want to do.

    Leave a comment:


  • FirstBubba
    replied
    Originally posted by dewman View Post
    Take the "Stagnate and all kinds of bad things can happen." That Jhjimbo ends his comment with as gospel. If you sit on your ass feeling sorry for yourself trust me God will give you a taste of what real misery is. Life is too valuable to spend all of it staring out the window. But as always, stay safe.
    Worked with a guy who finally reached retirement age. At his retirement party, he was asked what his plans were.
    "I'm going to sit on my front porch in my rocking chair and wave at everybody that drives by."
    That's exactly what Leo did.
    Six months after retirement, Leo was dead.

    It doesn't matter WHAT you do after retiring, just do SOMETHING.

    Leave a comment:


  • dewman
    replied
    Take the "Stagnate and all kinds of bad things can happen." That Jhjimbo ends his comment with as gospel. If you sit on your ass feeling sorry for yourself trust me God will give you a taste of what real misery is. Life is too valuable to spend all of it staring out the window. But as always, stay safe.

    Leave a comment:


  • FirstBubba
    replied
    My dad (life long smoker) had a heart attack. Not a quad bypass affair, but then NO heart attack is "minor"
    He had just turned 60 and had over 40 years seniority.
    He had always stated, "When I retire, I'm gonna wet a hook in every lake in Texas!"
    So I asked him, "Pop, why don't you just retire?"
    If he retired at 60, the company paid 25% of his insurance, he paid 75%.
    If he retired at 61, the company would pay the 75%.
    He turned 61 on Aug 1.
    He had a fatal coronary event in June. Two months shy of retirement!
    I promised to myself right then, first opportunity I get, I'm retiring!
    After a major car wreck, I worked another 10+ years, but the injuries eventually took their toll.
    In '02, we sold our home in Texas and moved to Oklahoma and I started on our current home.
    In '05, as the pain got worse, I filed for disability....and got it!
    So, I retired at 54, but not really under my own terms.
    That's been 16 years ago.
    May not have been the best move financially, but I do not regret it.

    I will encourage each and every one of you, retire the first chance you get.
    Enjoy life while you still can.

    Leave a comment:


  • jhjimbo
    replied
    Originally posted by fitch270 View Post
    This winter is turning out to be a real grind at work, I'm at the age where I don't know how many more like this I have in me physically or mentally. I kind of fell into what I do 25 years ago this May, I'll have been with my current employer 19 this fall. Five more gets me to 30 total, six makes it 25 with my bosses. Great outfit to work for. Kids should be out of college in six as well, that would be the summer before I turn 60. Not that I'll completely quit working, just not doing what I do now. At least not full time.

    My wife is a fair bit younger than I with a good state job. She'll be eligible to retire at 55, I'll be 68. We're in good shape but I'm not sure how comfortable I'll feel goofing off while she's working still. We knew it would happen but 20 years ago it was a long way off, now not so much. At least from my perspective. We've been taking care of estate planning as well. I'm starting to feel like I need a goal to reach, something to keep me pushing for.

    I understand well that sometimes life decides things for us but I try to be a plan for tomorrow, live for today kind of guy as much as possible.


    How 'bout you? Did you have an end game planned or did you wake up one day and think to heck with it, I'm done?
    My Father was a big gambler and was able to retire very young. However, after working long hours a day for years he then found all his friends were still working. So, he got a job driving a school bus. Not any bus, he drove the one for the handicapped kids. He liked them and they liked him. He used to help them on and off the bus.
    I got myself in a position I was able to retire young. I found other things to do and other interests to keep moving. Started a business among other things. I would say what ever you do keep moving, in the figurative sense. Stagnate and all kinds of bad things can happen.

    Leave a comment:


  • fitch270
    replied
    Dewman; That’s a possibility I try to keep in mind, not just for myself but also if something happened with my wife. Things can change in an instant.

    Franchi20; I know a guy who worked for a large local outfit about 40 years. Did well, got to be that age but hadn’t had a raise in a few years, new hire in his 20’s started out just a couple bucks an hour less. Done.

    Rich; My guy is in his late 60’s and is looking to get out but has a large customer base and no one he’s comfortable recommending. He stopped taking on new clients this year.

    Leave a comment:

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