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Retirement?tod

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  • #16
    That’s twice now.....
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    • #17
      Originally posted by PigHunter
      It was interesting enough for me to take another look at my latest Social Security statement. I've been working a multi-year plan to get this house ready to sell in a few years in order to downsize. But it was always an unscheduled event. Now I have a 5 year goal.
      IF you can swing it and have other interests, take the 62 and out. I did and have never regretted it. Been retired or semi retired since the '90's. Semi retired was a time I took a part time job at Home Depot. Now I have so much I do I run out of time to fit everything in.

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      • #18
        Originally posted by PigHunter

        I understand what you're saying Jim. However, I'm at the top of my career and making great money. Having fun along the way is our lifestyle so there's really nothing major that I'm not doing with free time. It's intentional that we live in the suburbs on a 150x150 lot. I considered being a rural landowner like my two brothers but see how they're working their asses off in retirement just to maintain what they have. No thanks, that's not for me.

        I'd like to travel more and want a new 4x4. I want to supplement Social Security in retirement with enough to continue not worrying about bills. That all takes funding. Working until at least 67 allows much more freedom.
        You will never get ahead on SS. I just got a notice I got a $15.00 increase this year. Not going far on $15. You pay in big time and they throw you a few crumbs.

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        • #19
          In fact, when I was about 55 years old, I thought that I would absolutely continue to work, because I didn't strongly complain about any fatigue. But when I retired, I realized that it isn't so easy to work in retirement, first of all psychologically. I wanted to spend time fishing, farming, and feeling that this is just the time when you can do everything what you didn't have time for in your youth. But then I realized that my hobbies are expensive and I decided to go back to work. I also hired pension advisers from https://www.hensoncrisp.com/, to make it easier for me to cope with everything and to properly allocate time and money.
          Last edited by kurjeg; 06-13-2021, 11:10 AM.

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